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Using MWG’s GAP Plans can:
• Save the Employer money
• Provide coverage under HSA Plans
• Cover deductible and co-insurance expenses under traditional plans

 

Download forms and marketing material in the Brokers Section.

The Affordable Medical Plan

Designed for groups that want a medical plan that is more affordable.
This stand alone limited medical plan includes access to nationwide provider networks Beech Street and PHCS.

Over 47 million Americans are without health insurance

The Affordable Medical Plan:
Coverage for groups that cannot afford or cannot get major medical insurance.

  • Construction Trades
  • Service Industry
  • Trucking Industry
  • Hospitality Industry
  • Food Preparation Industry
  • Agricultural Industry
  • No excluded Industries

The Affordable Medical Plan
Limited Benefit Health Insurance combined with discount medical services including a national provider network of 3,800 hospitals and access to over 900,000 provider locations.

Plan features:

  • No medical underwriting means no health questions asked - Guaranteed Issue.

  • Benefits are paid to the provider.

  • Covers pregnancy provided childbirth is 10 months after the effective date

  • Simplified enrollment - No employee applications required

  • Agent or employer electronic bill adjustment. Add new enrollees or delete terminated employees.

  • Use the provider network or go out-of-network and choose your own provider

  • Nationwide provider networks are included – Beech street and PHCS. **

  • Network discounts are given at the point of service. **

  • MWG RX Plan**- discounts on most FDA-approved prescription drugs

  • Optum Nurse Line** Immediate access to licensed, registered nurses through one toll-free number 24/7/365.


Important: The Affordable Medical Plan is NOT basic health insurance. This is a limited benefit indemnity insurance. It is not a substitute for basic health coverage, major medical insurance, or any other medical expense reimbursement plan. Any provision of the Group Policy which, on it’s Effective Date, does not agree with the laws of the state in which the Policy is written, will be amended to the minimum requirements of that state.

** These are discount services and administrative services and are not insurance products. Networks are not available in all areas.

 

Choose From Four Plan Options (click image for larger view)

Plan pays benefits up to the amounts indicated in the certificate/policy schedule, but not to exceed the amount incurred by the
insured after provider discounts. All Monetary Benefits Reduce by One-Half at Age 65. This is a description of pre-selected benefits.
For a complete description of benefits refer to the certificate/policy.


Download the brochure (PDF)
Download forms and marketing material in the Brokers Section.

Download the brochure for more information, including:

  • Nationwide Provider Networks
  • Exclusions
  • Tips on flling claims and

 

 

 

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