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The
Affordable Medical Plan
Designed for
groups that want a medical plan that is more affordable.
This stand
alone limited medical plan includes access to nationwide provider networks
Beech Street and PHCS.
Over 47 million
Americans are without health insurance
The Affordable Medical Plan:
Coverage for groups that cannot afford or cannot get major medical insurance.
- Construction Trades
- Service Industry
- Trucking Industry
- Hospitality Industry
- Food Preparation Industry
- Agricultural Industry
- No excluded Industries
The Affordable Medical Plan
Limited Benefit Health Insurance combined with discount medical services
including a national provider network of 3,800 hospitals and access
to over 900,000 provider locations.
Plan features:
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No medical underwriting means no health questions
asked - Guaranteed Issue.
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Benefits are paid to the provider.
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Covers pregnancy
provided childbirth is 10 months after the effective date
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Simplified
enrollment - No employee applications required
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Agent or employer electronic
bill adjustment. Add new enrollees or delete terminated employees.
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Use
the provider network or go out-of-network and choose your own provider
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Nationwide
provider networks are included – Beech street and
PHCS. **
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Network discounts are given at the point of service.
**
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MWG RX Plan**- discounts on most FDA-approved prescription
drugs
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Optum Nurse Line** Immediate access to licensed,
registered nurses through one toll-free number 24/7/365.
Important: The Affordable Medical
Plan is NOT basic health insurance. This is a limited benefit indemnity
insurance. It is not a substitute for basic health coverage, major medical
insurance, or any other medical expense reimbursement plan. Any provision
of the Group Policy which, on it’s Effective Date, does not agree with
the laws of the state in which the Policy is written, will be amended
to the minimum requirements of that state.
** These are discount services and administrative
services and are not insurance products. Networks are not available
in all areas.
Choose From Four Plan Options (click
image for larger view)
Plan pays benefits up to the amounts indicated in the
certificate/policy schedule, but not to exceed the amount incurred by
the
insured after provider discounts. All Monetary Benefits Reduce by One-Half
at Age 65. This is a description of pre-selected benefits.
For a complete description of benefits refer to the certificate/policy.
Download
the brochure (PDF) |
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Download
the brochure for more information, including:
- Nationwide Provider Networks
- Exclusions
- Tips on flling claims and
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©2009
MorganWhite Group
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