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Using MWG’s GAP Plans can:
• Save the Employer money
• Provide coverage under HSA Plans
• Cover deductible and co-insurance expenses under traditional plans


Welcome to the MWG GAP PLANS web site. MWG (Morgan-White Group) is committed to developing unique industry leading products and providing outstanding agent support. This site is designed to provide our brokers with everything they need to understand, market, and enroll our MWG GAP Plans.


MWG is a licensed TPA in 47 states and has administrative arrangements with:

Standard Life and Accident Insurance Company,
“A” Excellent - A.M. Best rating agency

AmFirst Insurance Company

HSA Saver® is a federally registered trademark of Golden Rule Insurance Company. MorganWhite Group, Inc., and its product(s), are not affiliated with Golden Rule Insurance Company, or its HSA Saver® product, which is marketed to individuals and their families.

The MWG GAP series of products includes:

  • HSA Saver – designed for groups that want to provide permitted supplemental insurance benefits under a HDHP (high deductible health plan).

  • Premium Saver – designed for groups that want to reduce the cost of medical coverage.

  • Med Bridge® Plus Plan – designed for groups that want a plan that helps cover the employee’s deductible and co-insurance expense.

MWG has developed a sophisticated rating program that:

  • Creates custom plan designs

  • Produces instant professional proposals

  • Produces employee informational fliers

  • Allows the agent to choose their commission percentage on a case-by-case basis (1% to 15 % level on the Premium Saver and HSA Saver)

All of the documents and supplies that you need are available by email attachment or on our web site. Most of our products are Guarantee Issue and do not require enrollment applications.

We will personally guide you to the right product for your group. Please call one of our product specialists at 1 800-800-1397 for more information. Visit the MorganWhiteGroup website at www.morganwhite.com.


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